唐人的餐桌

钱包数猛涨、交易金额超万亿，银行数字人民币成绩单亮眼_蜘蛛资讯网

卢伟冰称存储成本上涨远高于预期

著。这一态势印证了数字人民币在C端用户和B端商户两侧的持续双向渗透，商户服务网络的不断完善也为使用频率的进一步提升奠定了扎实基础。　　“2025年银行数字人民币推广整体走得比较稳，没有盲目追求速度，更多是在夯实基础、提升使用效率。场景上，从零售支付往政务、民生、产业这些更实用的方向走，落地效果比单纯铺量要更扎实；各家银行也开始结合自身客群和资源形成差异化服务，不再是一刀切推进。”博通咨询首席分析师

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